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  1. Finance Tools

Finance Tools

Make informed financial decisions with MoreKits' suite of Finance Tools. Calculate long-term wealth growth with our Compound Interest (Future Value) Calculator, featuring yearly breakdowns and multiple compounding frequencies. Use our Real APR tool to uncover the true rate of amortized loans such as mortgages or auto financing. Designed for savers, investors, and borrowers, these calculators provide professional-grade accuracy without requiring any data upload. Plan your retirement, compare savings accounts, or audit loan contracts with ease and privacy.

Compound Interest Calculator

Calculate compound interest and future value from principal, rate, and time.

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Loan Real APR (IRR) Calculator

Compute the real APR of an amortized loan from principal, payment, and number of periods.

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Investment Annualized Return (APY/CAGR) Calculator

Calculate the annualized return, CAGR, and ROI for your investments.

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Mortgage Calculator

Calculate monthly mortgage payments with customizable interest rates.

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Prepayment Calculator

Calculate savings from mortgage prepayment with options to shorten term or reduce monthly payment.

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Salary to Hourly

Convert monthly or annual salary into an hourly wage with custom work schedules.

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LPR Interest Rate

China Loan Prime Rate (LPR) historical trend table.

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Guides & tutorials

Articles that walk through these tools step by step.

  • How to Calculate APY from APR (and Why Banks Quote Both)
  • How to Convert Salary to Hourly Rate (and Compare Offers Fairly)
  • How to Parse Chinese Uppercase Currency Amounts Back Into Numbers
  • Compound Interest: How to Calculate Future Value
  • How to Calculate the Real APR (IRR) for Amortized Loans
  • How to Use the Mortgage Calculator for Home Loans
  • How to Calculate Savings from Loan Prepayment
  • How to Convert Currency Numbers to Chinese Uppercase
  • Understanding LPR (Loan Prime Rate) Trends in China
Tutorials